free · private · no sign-up
Money math and file chores, done in seconds.
Finance calculators built on official 2026 tax data, plus everyday converters that run entirely in your browser. No accounts. No watermarks. No uploads.
Finance Calculators
Mortgage Calculator
Estimate your monthly mortgage payment with taxes and insurance, and see a full amortization schedule. Free, instant, no sign-up.
Auto Loan Calculator
Work out your monthly car payment including trade-in, down payment, and sales tax. See total interest over the life of the loan. Free and instant.
Refinance Calculator
Should you refinance? Compare your current mortgage to a new rate, see monthly savings, lifetime interest difference, and your break-even point.
Paycheck Calculator (Federal)
Estimate your 2026 take-home pay after federal income tax, Social Security, and Medicare. Uses official 2026 IRS brackets. Federal only, no sign-up.
Health Calculators
Business Calculators
PDF Tools
Merge PDF
Combine multiple PDFs into one file, in any order, entirely in your browser. No upload, no size limits, no watermark, no sign-up.
Split PDF
Pull specific pages or page ranges out of a PDF into a new file — processed in your browser with no upload, limits, or watermarks.
Rotate PDF
Rotate every page of a PDF 90° or 180° and save it permanently — in your browser, no upload, no watermark, no sign-up.
JPG to PDF Converter
Turn JPG or PNG images into a single PDF — one image per page, original size or A4. In your browser, no upload, no watermark.
Image Tools
Image Compressor
Compress images to a target size for email, forms, and the web — processed on your device with no upload, limits, or watermarks.
HEIC to JPG Converter
Convert iPhone HEIC photos to universally compatible JPG, right in your browser. Free, private, batch-capable, no watermarks.
PNG to JPG Converter
Convert PNG images to JPG right in your browser. Free, instant, no upload — your files never leave your device. No sign-up or watermarks.
JPG to PNG Converter
Convert JPG images to PNG right in your browser. Free, instant, no upload — your files never leave your device. No sign-up or watermarks.
WebP to PNG Converter
Convert WebP images to PNG right in your browser. Free, instant, no upload — your files never leave your device. No sign-up or watermarks.
PNG to WebP Converter
Convert PNG images to WebP right in your browser. Free, instant, no upload — your files never leave your device. No sign-up or watermarks.
WebP to JPG Converter
Convert WebP images to JPG right in your browser. Free, instant, no upload — your files never leave your device. No sign-up or watermarks.
JPG to WebP Converter
Convert JPG images to WebP right in your browser. Free, instant, no upload — your files never leave your device. No sign-up or watermarks.
Everyday Utilities
Image to Text (OCR)
Extract text from photos, screenshots, and scans with OCR that runs locally in your browser. Free, private, copy-ready output.
Unit Converter
Convert between metric and US units: length, weight, volume, area, speed, and temperature. Instant, free, no sign-up.
QR Code Generator
Create a QR code for any link or text and download it as a PNG. Generated entirely in your browser — free, instant, no watermark, no expiry.
Text Tools
Why these tools are different
Nothing leaves your device
Converters and calculators run entirely in your browser. Files are never uploaded; numbers are never stored.
No accounts, no caps
No sign-up walls, no two-tasks-per-hour limits, no watermarks, no premium upsell mid-task.
Numbers you can check
The paycheck calculator cites the exact 2026 IRS tables it uses. Every formula is documented on the page.